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Marcus S. Beecham
Mortgage Loan Originator
At Southern Security Federal Credit Union, we believe in treating our members like family—and no one embodies that spirit more than Marcus S. Beecham. With a heart for helping others and a passion for homeownership, Marcus brings a personal, down-to-earth approach to every mortgage journey.
Whether you’re buying your first home, refinancing your current one, or just exploring your options, Marcus takes the time to listen, answer your questions, and guide you every step of the way. His goal is simple: to make the process feel less like a transaction and more like sitting down with a trusted neighbor over a cup of coffee.
Marcus has over 18 + years of experience in the finance industry and understands that no two situations are the same. He works hard to find the right fit for your budget, your lifestyle, and your long-term goals—because to him, it’s not just about getting you a loan. It’s about helping you build a home and a future.
When he’s not working with members, you’ll likely find Marcus spending time with family, enjoying a backyard cookout on the grill, or cheering on his two children. Just like the communities he serves, Marcus believes in strong roots, honest conversations, and doing what’s right for the people you care about.
If you’re ready to take the next step toward homeownership, Marcus is here to help—every step of the way.
Terry Baker
Chief Lending Officer
With over 30 years of experience in consumer, mortgage, and commercial lending, Terry Baker brings a wealth of knowledge and leadership to his role as Chief Lending Officer. Throughout his career, Terry has helped countless members and businesses achieve their financial goals by providing thoughtful lending solutions and personalized guidance. His deep expertise, paired with a passion for building lasting relationships, ensures that members receive both the professionalism and personal attention they deserve.
Terry’s leadership philosophy is centered around trust, transparency, and teamwork. He has a proven track record of strengthening lending operations, developing innovative programs, and supporting teams in delivering exceptional service to the community.
When he’s not leading the lending team, Terry enjoys spending time on the golf course and cheering on his beloved Ole Miss Rebels. Whether it’s perfecting his swing or catching the latest game, Terry brings the same dedication and enthusiasm to his personal passions as he does to serving members.